Kaoshi is the one-stop shop for money transfer. At any given time, Kaoshi provides you with the cheapest/cost efficient options to transfer your money from one country to another. We aggregate remittance services offered by two kinds of financial services:
Money transfer companies like Western Union, World Remit, etc.
Banks in your home countries (also known as P2P swaps).
Since rates, fees, deals, and coupons of the above providers are compared in real time, we ensure guaranteed savings for you, the absolute best rates and best money transfer options each time. Your journey really does start and end here.

P2P swaps are a remittance service guaranteed by the banks in your home/destination country. Banks swap the outbound cross-border needs of their customers with your inbound remittance request, thus avoiding the need to send money across borders. You make payment for a bank to its customer’s beneficiary in your country, and, in exchange, the bank makes a payment to your beneficiary in the home country. No money crosses the border.

Kaoshi does not charge a fee for its service. However, each of the various money transfer companies and banks offering remittance services would charge an individual fee for their services.

The rate alert feature allows you to receive a notification when a remittance service provider offers a remittance service that meets or exceeds your desired strike exchange rate. We all want high exchange rate. The rate alert lets you set a threshold exchange rate, so you get a notification immediately when a remittance offers an exchange rate above or equal to your strike exchange rate.

Kaoshi’s Sticky Note Web Extension to the rescue! It is specifically designed to eliminate these barriers and allow you to switch across different remittance providers without hassle. By just clicking, you can autofill all the required fields on the different remittance sites, saving you time and effort, while ensuring that your details are accurately inputted.

The security and privacy of our user’s data is of immense importance to us. We adopt bank level security measures in handling user’s data. Kaoshi supports the latest recommended secure cipher suites to encrypt all traffic in transit, including the use of TLS 1.2 protocols, AES256 encryption, and SHA2 signatures, whenever supported by the clients. Data at rest in Kaoshi is encrypted using FIPS 140-2 compliant encryption standards, which applies to all types of data at rest within Kaoshi’s systems—relational databases, file stores, database backups. Multi-factor authentication is available and highly recommended to users.